FAQs

FAQs

Home Buying FAQs

The first step is often to get pre-approved for a mortgage to know your budget and show sellers that you're a serious buyer.
The typical down payment is 10-20%, but there are loan programs available for as low as 3% down.
Closing costs include fees for the mortgage, appraisal, title insurance, and more, typically around 2-5% of the home’s purchase price.
There are options like contingency offers and bridge loans that can help make buying and selling at the same time more manageable.

On average, it takes about 30-45 days from offer to closing, though this can vary depending on market conditions.
Once you’re under contract, there are certain contingencies (like inspection and financing) that allow you to back out without penalties.
Yes, a home inspection is highly recommended to uncover any potential issues before you finalize the purchase.
I’ll provide a comparative market analysis to help assess the home’s value based on recent sales of similar properties in the area.

Home Selling FAQs

Spring and early summer are often considered the best times, but with the right strategy, any time can be a good time to sell.
I use a combination of a comparative market analysis, local market trends, and unique features of your property to set a competitive price
Simple updates like decluttering, deep cleaning, and minor repairs can make a big difference. I can provide a list tailored to your home.
The time varies based on location, price, and market conditions, but I’ll help set realistic expectations and adjust our approach as needed.

Sellers typically pay for agent commissions, title insurance, and transfer taxes, among other fees, usually amounting to around 6-10% of the sale price.
Legally, you must disclose any known material defects. I’ll guide you through all necessary disclosures to keep the process transparent.
I use a tailored marketing approach that includes professional photos, virtual tours, online listings, and open houses.

General Real Estate FAQs

An agent provides market expertise, negotiation skills, and guidance through each step to help you get the best deal with less stress.
Agents are typically paid a commission at closing, which is a percentage of the home’s sale price.
In a buyer’s market, there are more homes available than buyers, leading to lower prices. In a seller’s market, demand exceeds supply, often resulting in higher prices.

I can provide insights on local amenities, schools, and community vibe, but visiting the area at different times is the best way to gauge if it feels right.
Pre-qualification gives an estimate of what you might borrow based on a basic review, while pre-approval involves a thorough financial check and confirms your borrowing amount.